Maryland Financial Planners, Ltd.
201 Thomas Johnson Drive
Suite 101
Frederick, MD 21702

ph: 301-663-5454
fax: 301.663.9451

Meet Our People

Brad W. Young, CFP®, CTFA

President – Financial Planner

Brad W. Young serves as president and CEO of Maryland Financial Planners, Ltd, (MFP).

A native of Frederick, Mr. Young has over 30 years of experience in providing investment, insurance and trust services. Prior to joining MFP, Mr. Young was the Senior Vice President and manager of the Asset Management and Trust Division of FCNB Bank, which was acquired by BB&T Corporation of Winston-Salem, N.C. in 2001. Mr. Young has earned the CFP® (CERTIFIED FINANCIAL PLANNER) certification and a CTFA (Certified Trust and Financial Advisor) designation. He holds a M.B.A. from Frostburg State University, a B.A. from the University of Maryland, College Park in Economics, and an A.A. from Frederick Community College in business. He has completed the National Graduate trust school at Northwestern University and the Trust school through Cannon Financial Institute.

An active member of the Frederick Community, currently serving as President of the Board of Frederick County Public Schools. Mr. Young currently serves as the President of the Frederick County Estate Planning Council. He served on the Advisory Board of the Universities at Shady Grove. Mr. Young is a past chairman of the Board of Trustees for Frederick Community College, past president of the Maryland Association of Community Colleges, and Past-Chair of the Association of Community Colleges board of Directors, (ACCT). Mr. Young also served on the Advisory Board for the Academy of Finance through the Career and Technology Center of Frederick County Public Schools for ten years. Mr. Young is also on the adjunct faculty of Mount Saint Mary's University where he teaches Corporate Finance, Personal Finance and Investments. Mr. Young has been active with Junior Achievement and has been named an "Outstanding Alumni of the Year" at Frederick Community College. He coached softball for both Hood College and Walkersville High School softball teams.

Through Maryland Financial Planners and their broker/dealer and registered investment advisor, Lincoln Financial Advisors Corp., Mr. Young will be providing comprehensive financial and estate planning and investment advisory services to include personal investments; assets management programs; mutual funds; annuities; and life, disability income and long-term care insurance.



Zach M. Duncan

Financial Planner Associate

Zach M. Duncan is a Financial Planner Associate with Maryland Financial Planners, Ltd.,(MFP). He joined MFP in 2016, bringing with him 10 years of industry experience. Growing up in Frederick, MD, Zach graduated from Governor Thomas Johnson High School and went on to earn his Bachelor of Science degree in Business Administration, with a concentration in Finance from Towson University.

Upon graduating from Towson, he began his career as a Client Liaison and Relationship Manager with one of the largest and fastest growing independent wealth management firms in the Baltimore metropolitan area with $2.5 billion in assets under management (Baltimore Business Journal, March 2015). Zach was an integral member of the team, working closely with senior leadership to help clients with their financial security.

Zach comes to our firm with years of experience providing exemplary service to help meet the needs of individuals, retirees, multi-generational families, business owners, and executives of diverse professional backgrounds. He specializes in providing comprehensive financial planning services in the areas of asset management, retirement planning, education funding, risk management (insurance), and estate planning. His primary focus is to help clients in the accumulation, conservation, and ultimate distribution of their assets. Returning to his hometown, Zach is enthusiastic about contributing to the financial health of his community through excellent customer service and sound financial advice.

Zach is an Investment Advisor Representative of Lincoln Financial Advisors Corp. and maintains both Series 7 and Series 66 securities registrations as well as Life, Annuity, Long-Term Care, and Health insurance license.